I've never had insurance. I've heard too many stories about things not being covered, limits, & premium increases.
I have a CD for ZoE that will cover her medical costs while she's with me, and should anything happen to me, all her costs will still be covered for her life. Both my kids were in their early years of college when I got ZoE & I didn't think it was fair to saddle them with the cost of her upkeep should anything happen to me.
__________________ (ZoE  )(Chelsea ) |