There is another thread on here about Insurance Plans. There were a few different companies talked about. Also in the library there is an article on insurance
Some of the areas you need to be interested in are:
1) Will this insurance cover all genetic conditions? Including LP,heart, thyroid,CT,Liver Diseases, bladder and or kidney diseases?
2) Are the costs of lifelong meds covered - think meds for heart conditions or diabetes,or eye conditions.
3) Is there a lifelong ceiling limit?
4) A limit per condition diagnosed? - either annual limit or lifetime limit?
5) A disqualification for pre existing conditions?
6) Premium rate protection - ie my rates won't go up based on claims experienced?
I have self insured for years, but with my next puppy I will get pet insurance.
Trupanion here in Canada is the only carrier that covers genetic conditions.
__________________ Razzle and Dara. Our clan. RIP Karma Dec 24th 2004-July 14 2013 RIP Zoey Jun9 th 2008-May 12 2012. RIP Magic,Mar 26 2006July 1st 2018 |