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Old 01-06-2013, 09:08 AM   #20
gemy
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Join Date: Oct 2009
Location: Huntsville,Ont,Canaada
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There is another thread on here about Insurance Plans. There were a few different companies talked about. Also in the library there is an article on insurance

Some of the areas you need to be interested in are:

1) Will this insurance cover all genetic conditions? Including LP,heart, thyroid,CT,Liver Diseases, bladder and or kidney diseases?

2) Are the costs of lifelong meds covered - think meds for heart conditions or diabetes,or eye conditions.

3) Is there a lifelong ceiling limit?

4) A limit per condition diagnosed? - either annual limit or lifetime limit?

5) A disqualification for pre existing conditions?

6) Premium rate protection - ie my rates won't go up based on claims experienced?

I have self insured for years, but with my next puppy I will get pet insurance.
Trupanion here in Canada is the only carrier that covers genetic conditions.
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Razzle and Dara. Our clan. RIP Karma Dec 24th 2004-July 14 2013 RIP Zoey Jun9 th 2008-May 12 2012. RIP Magic,Mar 26 2006July 1st 2018
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