I keep thinking of cancelling Harry's insurance as he's such a healthy little teapot (I'm touching wood like crazy as I type...
)...but I know the minute I do, things will start going wrong.
Slightly different here, but just to give you an example - I pay £11 per month with a £50 excess, with a ceiling of £3,000 per procedure (up to 4 per year).
Thing is, I KNOW what I'm like...I'd put the money away with the very best of intentions - then something else scrummy comes along....
Sally + Harry x