I use Photoshop Elements II  (the very basic program vs. Photoshop 7 or CS). I go to Target & pick up some small colored envelopes & then size my cards just under the dimensions of the envelopes.  I print the cards out on Canon matte photo paper which is very cheap but very good picture quality.  Sometimes I print a message on the inside of the card.  It really is simple - I just played around on the program until I got what I wanted.  The options are limitless.  (I am by no means a whiz on the computer - I taught myself how to do this - so you know it has to be simple!!  

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