The price she's asking now is the price people pay for decent quality puppies. An older dog does not bring as much as a puppy. What she did was get you to fall in love with the dog and enticed you with a price, then upped the price to $900 in hopes you'd bite, then upped it again to $1000 and offered to let you make payments??? I'd tell her I was stretching it at the $600 and that's all you'd be willing to pay, and if that's not acceptable then she can keep the dog. There are a lot of other dogs out there that would be in that $600 range for a decent quality dog that you can fall in love with. Heck, you might find a good adult dog from a rescue group or shelter that would be considerably less than that even. It all depends on what you want. When the time is right, you will find the perfect puppy or dog.
BTW, congratulations on your new baby!
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