Hi my little girl Gidget is almost 5 months and just now going out side due to the Parvo scare.
I did have one scare to where I had to take her to an emergany vet. the cost was almost 200.00 and the Insurance subtracted the cost for a normal office visit and my 50.00 deductible.
My puppy had an instentional infection. Cost for testing and IV and special food all covered.
If you have a medical record from your breeder and a report from your vet then the Insurance will cover your puppy with no limitations. At least Tripurian. Personally I would not own a Yorkie with out Insurance especially if you have a FM and plan to breed her. C Section for a FM Yorkie is 3,000 and higher. I recommend you do your home work and talk with different breeders and pet owners. So much could go wrong.
I love my little girl and don't want anything to happen to her.
Elaine