I'm with Riley on this one through and through, same thing happened with Teegy, they increased the premiums so much per month I had no choice but to get a deductible to keep my personal expense down.
Then you end up between the deductible and the uncovered things, with a rebate of piddles.
The money I would have saved over two years of putting it into a bank account would more than safely covered the cost of the vet bills I've encountered this year.
so it's the route I'm taking and would recommend. Teegy had no pre-existing conditions either and I got it when I got him.
They base the rates on where you live which makes no sense to me at all. Perhaps I should to the highlands |