I don't think it's morbid at all---it's practical, and necessary to think about. That said, I haven't really thought about it
I would hope that my sister would take my girls, but she lives up in Maryland and is also very busy with her own life/family/work. My daughter would take care of them, but if she were still not established (she's 16 and a junior right now) I would hate to burden her, though she loves her "sisters" very much.
I will have to give this some serious thought, thanks for bringing it up
