Quote:
Originally Posted by mizzwanned  Yes its already bad cause I haven't paid it in so long, I made a payment a while ago and then haven't since then so I already know I have to build it back up. It is an offer by chase though. Idk if I should do it. I def. Don't have enough to pay it in full |
I know people who have done it and come out ok. The arrangements made by debt counselors are often similar to this .. they make offers to the companies.
The way it is now, you are racking up more debt....with interest and penalties.
You could contact a debt counselor for advice. I don't think they charge for an initial call/visit.