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Originally Posted by CouversMom   I think your best bet would be to just pay it in full... I cannot imagine that they would let you pay half of it without effecting your credit. |
Her credit is going to be affected anyway since it is already in the hands of a collector. It will affect her credit, but not to a point that it cannot be fixed in the future. A judgement would be far worse.
Credit card companies make these deals all of the time...I would definitely want to know that Chase approved of this deal though.