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Originally Posted by ladyjane   Definitely make sure you have a letter to prove it....I would ask for a letter outlining the amount and saying that they represent the company and that this will settle the debt in full. Then, pay it. I would not pay anything until you get that first. |
Also another suggestion is literally writing this on the back of check above the endorsement line: Deposit of this check constitutes account paid in full. If the cc company deposits it you can also get a copy of that from your bank and send to the credit bureaus. I have recommended that for clients and it works.