Quote:
Originally Posted by gemy  This is the reason I abhor Insurance Companies. With their language; and there Oh so sounding reasonableness; they make out like the Bandits they are!
This waiting period is a complete SCAM; in that given 6mths of "normal" wait time; they are hoping that "if" anything comes up with your pet; they can exclude that something over the life of the pet.
For most of us dog owners the first six months of a puppy's life is when lots of things can happen. From innocuous gastro intestinal upsets, to actual slip/falls and an injury occuring in the joint.
I'm so sorry you got taken by this bandit calling itself an insurance company.
All I can say is; once bitten thrice shy. Take an insurance policy to your lawyer prior to signing it.
And as a by the way; what research is the Insurance company looking at that validates their "opinion" that an LP grade1 predisposes a dog to other osteoarthritic conditions?
I hope your vet tries another kick at the can; and challenges their exclusion on OA once again. |
Quote:
Originally Posted by gemy This is the reason I abhor Insurance Companies. With their language; and there Oh so sounding reasonableness; they make out like the Bandits they are!
This waiting period is a complete SCAM; in that given 6mths of "normal" wait time; they are hoping that "if" anything comes up with your pet; they can exclude that something over the life of the pet.
For most of us dog owners the first six months of a puppy's life is when lots of things can happen. From innocuous gastro intestinal upsets, to actual slip/falls and an injury occuring in the joint.
I'm so sorry you got taken by this bandit calling itself an insurance company.
All I can say is; once bitten thrice shy. Take an insurance policy to your lawyer prior to signing it.
And as a by the way; what research is the Insurance company looking at that validates their "opinion" that an LP grade1 predisposes a dog to other osteoarthritic conditions?
I hope your vet tries another kick at the can; and challenges their exclusion on OA once again. |
Really nothing I can do now.I just hate knowing if I would of waited for this 6 months to expire Gabby would of been covered for her patella. Who knows the patella may always be a grade 1.
Yeah,I was not happy with this osteoarthritis B.S. I am going to continue my policy with Embrace for the simple fact that there are soo many other things that may or could happen with Gabby,and now she does have a pre-exsisting condition and I'll be in the same boat with all the other money hungry insurance companies.
I did send this email to my vet. I just wanted him to see and have not heard back from him. It would be nice if he had something up his sleeve.