Quote:
Originally Posted by Nancy1999  I'm confused, if the vet is saying it's only grade one, why does he want the insurance company to do anything? They don't do surgery for grade one. |
Because the insurance company his client was thinking of was going to exclude covering both knees for insurance purposes. That would mean in my layperson's understanding that if either knee required over time some medical intervention it would not be covered under the policy.
I too am more concerned over the osteoarthritis determination
on a case by case basis. Many dogs over the lifetime as a function of normal ageing may develop this condition. This case by case clause; sounds like to me a perfect out for the insurance company.