[Lilymo]

I would think long and hard about cancelling a policy. My 2 yorkie x border terriers (Morgan has passed away) both developed serious medical problems one developed a hole on the heart (Morgan) she needed lots
Of drugs to keep her lungs clear. Mitsy has diabetes needs insulin injections twice a day. My hubby does those. She spend two weeks in the hospital in intensive care when diagnosed. The cost if that alone was more than we could afford. She would not be here today if we didn't have insurance. They pay for her needles and insulin every month. I pay with a credit card and usually the money from the insurance is through by the time the payment date comes round. Iv not I pay the minimum payment and clear it off when it arrives. I would hate to have to euthanise my lovely dog because I could not afford to pay the charges. I hope you make the right choice.