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Originally Posted by gemy  That sounds like a good plan. But just as an example how quickly things can add up: Zoey who is not even 4yrs old has cancer; to date over the past two wks we have spent $1500, her first six months of treatment are forecasted to cost $5000, and that is baring unforeseen emergencies.
Magic's b ack injurie sustained 3yrs ago, has cost about $10K and last year I stopped counting.
Karma the cat is the cheapest so far his medical condition has put as back only about $1k.
Razzle has no medical conditions; but all his pre breeding tests are ~$1K.
We have recently reviewed our doggy account(s) and have decided to add another $250 a month.
I am seriously considering with my next puppy to buy a good insurance plan; but it would have to cover a whole slew of things.
Also as a further note: We will be doing titering on our oldest dog and that will be another $400 or so. I don't want if I can help it give him another vaccine over his lifetime. He is entering his mid/late years. So just regular vet care can go up.
Razzle: gets all his shots separately and that bumps the bill up by an additional vet visit each time.
Zoey: I have no idea what we shall do with vs a vs vaccines and most particularly heartworm. I have to talk with the oncologist about the heartworm meds. |
Great post!
I have never had pet insurance, but there is so much more that can be done medically today than in the past. I believe strongly in getting insurance when a pup is younger and has no or few pre-existing conditions. I have read many threads on YT about insurance and have been saving information on my computer about it. I think gemy makes an excellent point about medical expenses mounting up quickly. Ann started a thread a couple of years ago about health insurance that I found very valuable. Dr. Paula Terifaj, a vet in California, was researching health insurance for her own pup. The links below are the thread that Ann started and the result of Dr. Terifaj, DVM's search for pet insurance. It may take a while to get reimbursed, but the fact is, you are reimbursed if you have a good plan.
Make 2010 The Year Of Affordable Pet Health Care! http://www.yorkietalk.com/forums/die...rifaj-dvm.html