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Originally Posted by jnsdrexler02  Very good information Nancy, thank you so much!!!! It's worth a read for anyone else out there who might be asking the same question as I am. I'm seriously thinking I will take about $35.00 a month (a premium payment on a Pet Insurance Policy) and put it into a Savings Account (Rylee's Medical). |
The article didn't mention it, but for me, part of the descison would be based on what I thought of the breeder. While all breeders have dogs that have health risks, you are really reducing your risks by going to a reputable breeder who does health testing and knows her lines. It's the major surgeries that really can throw someone's budget off. Another advantage of going to a reputable breeder is that they will return your purchase price, should the dog have a genetic problem. I think I would also be tempted to buy the insurance, if I bought a rescue because the likelyhood of it being from a byb would increase, and also a tiny whose adult weight was less than 4 pounds. As I said before, the whole thing is a gamble, so you need to factor in the odds that increase the risks of your dog being sickly.