Oh, I had the same thing with Bank of America awhile ago,, I always pay more than my min. payment... well I didn't notice they raised my min. payment considerably,, So I send in a check for 100.00 not thinking,, Then I notice B.O.A. is on my caller Id everyday,, so one night I answer and this guy Starts going off about my payment is late.. and I say I sent that, AND it's been cashed (I check, checking acct all the time online) and he's saying Oh NO... Blah Blah.. and can I guarantee I'm gonna send the money Today, and can do it online,, SO finally I figure out my min. payment was 115. NOT the 100. sent.. SO~ Im livid on this guy,, Screaming about call some dead beat that doesn't pay ANY of his bill,, I'm telling him my credit score, and to look at my acct it's NEVER been late,, and always paid well over min. payment.. SO then I settle ,,and he starts again on WHEN is he gonna get this Fricking 15 dollars,, I said "OH YOU'll Get it tomorrow, and I'll be closing out my account tomorrow also" He says " Oh I'm sure", and snickers...
SO I did send him his Damn 15 dollars,, and my balance was switched to my Discover card by 9am the next day...
Give me a break.. snicker at me.. I know the snot nose kid on the other line could care less,and probably doesn't even know I closed my acct.. But Oh ,it was the principle by then!