Well, hate to say this but that "fluffy fur" will likely be the dreaded cotteny coat which mats VERY easy. However about the tearing eyes it could be that her fur is getting in her eyes when she lays down. One of my girls has that thick cotteny coat and eye staining is a problem. However the tearing itself can be almost stopped by using the Gerber Pure water you can get in jugs at WalMart.
I have no boys but those that do think they are more affectionate.
That is my 2 cents.
Good luck and you will love who ever you choose.