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Originally Posted by Princess10  I think it's a great idea to save however you can. The important thing is that your pup gets what it needs in the end. |
That's actually not a bad idea. It's not going to be thousands upon thousands in the account, maybe just a couple of hundred. In a time of an emergency or crisis, I don't think about how I'm going to pay for Kaji's care, just that he needs to be seen by a vet.
The only teeny tiny flaw I see is what are you going to do if a pup needs care after hours? Personally, I don't agree with pet insurance. It seems illogical to me to give my money to someone else every month, and then ask them to maybe give me some of it back. I do however have a separate checking account just for Kaji. Whatever people pay for their pet insurance is what I put into that account every month. When I lost my job, the money was still there when Kaji had an emergency, and he did have an emergency. I didn't have to worry about putting up money up front, or charging something to credit and then hope for a reimbursement. I do also have care credit as a backup.