JUST A Thought .... With things the way they are in the world, many are using their savings and cashing in retirement just to survive until they get a job, or business picks up.
I know in my age group many have lost much of their extra retirement income because the market is so bad. Health care costs, from prescription drugs to routine doctor visits, dental visits and treatments, health insurance, home insurance, car insurance, electric, gas, water, and food, prices have gone up and up, while income stays the same or is less because there is less money to pay interest or dividends. Even people who are responsible and conservative money managers can have things change quickly. A serious illness or losing a job can happen to anyone. Jobs are being changed, dispersed, eliminated or shipped over seas. Some local and very profitable business have been destroyed in a few months ( like Doggie day care, Hobby classes, Tree trimmers, Home Sales, Small car dealerships, Mom and Pop specialty business , antique shop, bike repair shop and even a fast food place. From personal experience I know this can happen. I hesitate to ever say or indicate that being unable to afford health care for ones self, child, or pet is just bad planning. I pray that I will always be able to have enough to take care of the ones I love and enough to share. Just a thought, no criticism intended.
__________________ Teresa & Rubin, Gracie, Abba, Ginny Joy and Julia Rose  Act like a dog, be kind, forgiving, and loyal. |