That is how it is here too...Normally...I am going to knock on wood.
Bella does not mind the cold/snow...but she did not like the freezing rain...it was so funny. She looked at me like I was CRAZY! Did her job and ran back in...usually, I am fighting to get her back in the house.
I was nervous if I was harming her by not putting anything on her when she goes out in the cold. Granted, I WON'T let her stay out even when she wants to.
We will see when it is -40 which is coming soon! I wonder what she will think then....(I won't let her stay out...don't worry!!!)