Thank you to those of you who appreciate the topic and want to know the answer as well. I am sure with the wealth of knowledge and experiense on thie board, we will learn a lot here on this topic and we will all benefit.
I would just kindly and respectfully ask all of you who do not feel they wish to help with the topic and question as espoused to refrain from posting. This thread is already on the second page and the majority of the posts were off topic.
Thank you for your cooperation.