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Originally Posted by roseylovestosho  Did you apply for all these credit cards recently? When you apply for credit cards one after the other within a 6 month span your credit score goes down and it increases the probability that you will get rejected for every card after that. |
No. Did Care Credit yesterday and applied for the credit card thru my bank over a year ago.
How can my credit score go down if I have zero credit?
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Originally Posted by Cha Cha Brit, are you a college student? If you are, working with a bank that works with college students is a another option. Around here, it is Commerce Bank. Under the employment history of the application identify yourself as a "student" and they often overlook the employment history and will start you off with a low limit card. Also, establish a checking/savings account with a bank. Once you've established a checking/savings account some banks will offer debit/credit cards that way too. |
Yes, I am in college. I'll have to look into this.
Thanks for everyone's advice and help!