I'm 22 and applied for several credit cards, department store cards, etc and got rejected for them all. I finally had to get one through my bank. I would check and make sure that you are getting paid "under the table" legally (you are allowed to make up to a certain amount tax free) and if so, you should be able to report the amount you earn to your bank even though you don't have a real paycheck. Of course, do NOT do this if you are getting paid illegally!
Also, I would see about getting the car changed to be in your name. If it is under your father's name, you need his permission to do anything with it. Mine is under my mother's name, and when I got locked out of my car and the police opened it for me, they had to call my mom to prove I wasn't stealing the car from her. Also, if your father ever got into financial trouble, your car could be taken from you to pay his debts because it is technically his car. My friend got into serious trouble when she bought a car and it got put under her grandmother's name. Ended up losing the car. |