[Cha Cha]

Brit, are you a college student? If you are, working with a bank that works with college students is a another option. Around here, it is Commerce Bank. Under the employment history of the application identify yourself as a "student" and they often overlook the employment history and will start you off with a low limit card. Also, establish a checking/savings account with a bank. Once you've established a checking/savings account some banks will offer debit/credit cards that way too.