We helped our daughter do this when she was 18 so I don't remember all the details exactly bcuz she's 25 now - lol! Anyway, I think you'll have to go with a "secured" card because you lack credit history and the majority of your income is unverifiable.
If I remember correctly, hubby & I added or co-signed a $500 limit on a card for our daughter. She would purchase something each month if it was cheap but at least once we had her buy something that she had to make 2-3 payments on --- because they want to see that you can manage your money. I don't recall how long before she got her own but it was probably 6-12 months later.
Also, we co-signed on her car with her so that she could build more credit that way.
I don't think anyone is giving out credit cards like they used to - too many people filed bankruptcy. They're really being cautious now. You wouldn't believe what we just went through to buy a house and we have excellant credit.
Good Luck - I hope this helps.
__________________  Connie |