We started establishing credit for our kids when they got their first cars. We co-signed loans for them. Why wouldn't your dad be a co-signer rather than putting the loan entirely in his name. If your bank won't do that, check with other banks. My kids also got credit cards with 300.00 limit. They charge small things on them, then pay them off every month. Now they both have each had 2 separate car loans that they've paid off early and our bank wouldn't have any problems working with them in the future. That's how we started establishing some credit for them.
__________________ Shelly and the girls  Moka Mylee |