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Originally Posted by Roxi Ree  I insured Roxi with PetPlan when she was 3 months old because they do cover genetic diseases. I pay $225 a year with $100 deductible (per condition) with 90/10 at regular vet and 80/20 at specialty/er with an $8,000 per year limit. Roxi was diagnosed with MVD (thankfully no liver shunt) and with PetPlan I only paid the $100 and then the 10% for the bloodwork done at my regular vet and the 20% of the costs incurred with the surgeon at the specialty hospital. Altogether her liver issues were around $2,000 and I received checks for about $1,500.00. I couldn't have paid for this without the insurance and PetPlan was awesome to work with. I had all 3 checks within 10 days of filing claim. They did make a mistake and charge a 2nd $100 deductible (remember $100 deductible per condition) and they reimbursed me within 3 days. I don't know how they handle pre-existing conditions...I made sure to get Roxi insured as soon as I got her. |
Thank you for this info - I am looking for a plan that will for sure cover it. We are looking at getting a puppy from two parents who have already had a liver shunt puppy out of one of their litters- our Ella. (I know we shouldn't do this but our hearts are already invested.) We are going to do testing on the puppy as soon as we can but by then we will already be in love and I want to be able to do whatever is necessary to treat her if she has it.