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Originally Posted by EllaJoy  Do any of the insurance plans cover a liver shunt? |
I insured Roxi with PetPlan when she was 3 months old because they do cover genetic diseases. I pay $225 a year with $100 deductible (per condition) with 90/10 at regular vet and 80/20 at specialty/er with an $8,000 per year limit. Roxi was diagnosed with MVD (thankfully no liver shunt) and with PetPlan I only paid the $100 and then the 10% for the bloodwork done at my regular vet and the 20% of the costs incurred with the surgeon at the specialty hospital. Altogether her liver issues were around $2,000 and I received checks for about $1,500.00. I couldn't have paid for this without the insurance and PetPlan was awesome to work with. I had all 3 checks within 10 days of filing claim. They did make a mistake and charge a 2nd $100 deductible (remember $100 deductible per condition) and they reimbursed me within 3 days. I don't know how they handle pre-existing conditions...I made sure to get Roxi insured as soon as I got her.