You can refuse to pay- for such a low bill ($236) chances are the collections agency will never turn it over to their legal department. However, it will start to affect your credit and IF they did choose to eventually put it in legal status they could eventually take you to court, levy your bank accounts, garnish your wages, etc. I had a similar thing with a medical bill where it kept getting bounced back, insurance should have paid, kept saying it was billed wrong, etc- finally I just gave up and paid it because I didn't want it to get sent to collections and affect my credit.
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 Armani & Chloe |