Just because I'm curious..
I chose Petplan for Rylee because I like the $0 copay (at regular vet and ER only) a whole lot, the $50 per incident deductible is so low, they cover chronic conditions and don't consider them pre-existing at the start of a new year, there is no per incident limit, and genetic issues are covered.
I don't like that they don't have a wellness plan. I'm going to see if Embrace will let me get just their wellness plan.
Embrace and Trupanion were my second and third choices. Embrace seemed quite a bit more expensive? And none of the others offer a $0 copay?
Anyway, what company did you choose and why? We may change next year if another company has a better deal.