[capt_noonie]

Last time I set foot in Banfield was when Uni was 6 months old. We got examined by a vet STUDENT (same as when I went to Kaiser in the ER) and the actual vet came back and checked his work. Student forgot to check for LP and microchip. They gave me a list of suggested options that came up to over $400 but if I signed onto their "insurance" I would have saved over $300. They wanted me to redo ALL her vax since I didn't bring the paperwork with me that day. They wanted to do all her vax that day as well. They also wanted to sell me flea meds, tick meds, rx food, etc. Made me feel like a bad parent that I didn't say ok to everything. I ended up paying $90 some odd dollars for an office visit and one set of puppy shots.

If you do get their "insurance" it is a DISCOUNTED rate for services, it is not included in your payments. It also does not cover for congenital defects such as lp or ls surgery, only covers routine shots and spay or neuter. However if you enroll your pup after age of 6 months, it is considerably cheaper. But I have talked with a lot of my customers that have the Banfield plan and they are not happy. They feel they can't go anywhere else until the plan is finished otherwise they are paying double.