Welcome to you & Kobe! He is a real sweetheart, such a darling face. He looks yorkie to me. I can't imagine how much hair you expect, but I would say he has nice hair considering he is on 5-6wks.
Sorry, can't help with pet insurance, I don't have any for Zhoie. I'm sure others will offers some info on them.
Just wanted to welcome you both. Can't wait to see more pictures as Kobe grows
.