You should put a fraud alert on your credit reports. Then when someone tries to use your credit they will have to prove who they are. It is easy to do, just call them. I had to do this when my identity was stolen. It worked they called me to verify any transactions that were out of the ordinary, she had even gotten bank loans with my identity, but all was put right and I was contacted when she tried to get a credit card in my name. I think it stays on for several years. |