Welcome. I have it on my 3 girls but it really hasn't been worth it for the most part. I have VPI and they do not cover hereditary, preexisting or congenital. Just so happens one of mine had liver shunt, not covered, another had congenital kidney failure not covered and the other had Luxating Patella not covered. I have used it about 5-6 times for Cali on stomach and UTI issues and on Pixie a couple of times for emergency visits but never (knock on wood) for Roxie. I know I have paid in more in premiums for all three than I have gotten back. I am just afraid to cancel it. If you do go with insurance go with one that covers hereditary congenital if you can. |