[Sweet Apple]

Originally Posted by Britster

Question -- so, for example, if I got insurance for Jackson now (who is now 2.5yrs old and perfectly healthy thus far) and let's say... 2 years from now, he gets diagnosed with LP and needs surgery. It won't be covered, right? Because the vet never noted anything at his first puppy visits about his knees or anything.

Insurance is something I'd love to look into more into... I can definitely see it being useful in the case of an emergency. I just have a hard time justifying it and if it's worth it, etc.

Brit...Apple had clean knees up 'till her 12 month check up, and had the reports to say so...Because of this, she "is" covered for LP now, because the insurance was already in place...You can't have a pre-existing condition, when you take out the policy...ie: liver shunt, LP, collapsed trachea, etc...As long as your pup has a clean bill of health, when the policy goes in force, anything that happens afterwards is covered, including genetic issues that are pre-disposed to Yorkies....