It is soooo hard to save money. I try to only use my Visa for emergencies. I will use a store credit card but only if I know I can pay the whole amount that month and not carry a balance with interest. I don't buy alot of junk food which my sons complain about. I snack on fruits but they like cookies, etc. I tell the kids to close the lights, TV etc. when they are not in the room. Every little bit helps. |