I wanted to post a couple of sites for people who want to do something special with their photos like at Holidays etc. but don't know how to use photo programs.
Here are a couple where you add your photo to different backgrounds or frames. You don't have to sign up either. Just click on the frame you want to use and it will come up. Enjoy!
Funny Photo! - Create fun photo effects online | Free photo frames, photo collages, photo montages, e-cards and valentines FunPhotoBox - Best Photo Effects and Gif Animations. Photo Fun Online. Create funny pictures. Make Photo Effects Online - JPGfun.com
Here are some examples, You can do animations too.