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Originally Posted by Furbaby Friend  I have pet insurance for Rylie and I'm 100% convinced it is worth it. To know that she would be covered completely no matter what and I could care for her without having to worry about how I'm going to pay for it means a great deal to me and is worth the fee I pay every month.
I have Trupanion and have yet to actually file a claim so I have no comments on how well they follow through with things, but they have the most coverage from my research and are around the same price as those that offer less coverage. http://www.yorkietalk.com/forums/yor...used-help.html
It is a personal choice to get insurance or not and what plan to get if you do. Please read that entire thread as I switched my mind many times. I finally settled on Trupanion. They even have a comparison function on their website which I thought was nice (this info backed up the links I had posted in the "embrace vs. petplan" thread). Check them out. Trupanion vs. Petplan - Compare Pet Insurance Companies | Trupanion
However, like I said I have yet to make a claim. I will be sure to update if I ever have to, but I'm hoping I'll never have to make a post like that!
Edit: I settled on Trupanion because they have NO lifetime limit and they cover hereditary defects, LP, etc. I also opted in for the hip dysplasia coverage with the extra fee. I really think they are great and reasonably priced. |
I also have Trupanion for Taycie although I am the same and have yet to use it as well. I like that they cover congential/hereditary dectects etc. I also opted for hip dysplasia coverage as well. (They also cover 90% of the bill).
What sold me the most was they have NO limetime limit. I pray Taycie never has to endure something horrible but I would hate to worry I had paid into something and my coverage was running out.
You can also choose your own deductible up to 1000. I actually chose not to have one and with Hip Dysplasia it only costs me 37 a month. Not bad at all.
For me, I think it is worth it. Vet Bills add up REALLY fast and I hate to have to worry about money during an extra stressful time.