We have Pets Best insurance, it's out of Boise,ID, it's really good and easy to use. They have both on line and phone help. I'm not very good with insurance forms of any kind
and not knot knowing anything about little dogs or dogs at all, to be truthful, we made MANY trips to the vet in Sprockets first year with us. The insurance was just like mine 80/20, fill out the form they send you the $$ in a couple of days. Our vet worked with us to help make sure the form was filled out right and cust service at the insurance was great. And I was a pain cause I didn't know anything. Now when we travel, I call let them know we will be out on the road and in case of accident, Sprocket is covered, just like DH and I are. Such a relief. Now it's not cheap, but it's also not really expensive either and the security it brings is worth the cost to me.