All-
I have worked in the Credit and Debit card industry for 30 years (yes including the one that starts with V). It is a constant struggle to keep ahead of the thieves, they get number just about anywhere and everywhere.
Most important things to remember is are;
Keep your card in your possession at all times, I do not use mine at restaurants since the server is usually required to take the card away - that is where they "skim" the card and get your mag stripe information. Google "Taco Bell Skimming" to see more information.
Check your bill every month or more often if you can online. Call your back immediately if there is a charge or charges that you do not recognize.
Shredded everything your throw out that has your name, address and any vital information.
If your bank call you for a Fraud Alert answer the phone (you would be surprised how many don't). With that said, make sure it is actually your bank calling, ask for their name and call them back.
Do NOT use your credit and or debit cards on a WiFi network that is public and not protected with security (meaning you need to have a password and SSID to sign on).
I hope this information helps and please feel comfortable in knowing the credit card industry feels your pain and we are working on it (but it is one step forward and one back sometimes).
__________________ Cheryl,Mom to  SophieKate |