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Originally Posted by JDS  I just read some negative reviews online about still being charged late fees & interest even though payments were made on time & within the time frame. I tend to dismiss most of the neg. reviewsI read b/c most pertained to being charged interest when a payment was not made on time (duh, all interest free cards I've ever seen have that requirement!). I figured at least a few YT'ers had used it & could give me an accurate review.  I trust yall.  It sounds good, especially considering Lulu may need LP surgery in the future & the surgeon we will be referred to accepts Care Credit. I'm just trying to be fully prepared so we don't make any rash decisions.
How I read the payment options is that it is based on what payback options the healthcare provider has set up. So it would be up to the surgeon if he accepts 6,12 or 18 months interest free. At least that was my understading from the Care Credit website. It would be great to get a year interest free. |
Oh very interesting, I didn't know it was up to the provider to decide the time limit. They probably do throw on the interest if you miss a payment, but that's true of all companies. I've heard of furniture companies who say no interest for a year, but if you are not exactly on time, they throw the whole years interest on you. This is one time you don't want to be late with a payment.