I have insurance on my 3 girls and also a Care Credit line of credit of 5,000.00. I also have an emergency savings. I take the insurance since even an upset tummy on a weekend or evening can run in the hundreds. That's just my opinion. If you go with an insurance plan make sure you get one that covers genetic conditions. I didn't and Cali's liver shunt bills were denied and Pixie's LP surgery was denied. |