I think both insurance plans are pretty good. I bought the PetPlan Silver policy $12,000 $50.00 deductible . I have not had to use it yet and hopefully I don't but it is a peace of mind thing. Yes I had to pay for the whole year but I thought they offered other ways to pay. Maybe I am thinking of another insurance I was looking at. I picked PetPlan because the reviews were pretty good. Embrace is good too. Hope this helps. |