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Originally Posted by AGirlWithWheels  I feel the same exact way!!! We too, have the Gold plan, because I did my research and thought this was the best way to go. Last week we took Holly to the derm and came out with a $400 vet bill, so I thought I would at least get a $200 check from Pet Plan because I have a $200 deductible, but instead I got an $85 check for a $400 vet bill! I'm so upset!!! I thought this was the best pet insurance, so I don't know who to go to now! |
What's your co-pay %? You have to pay the co-pay for each visit as well as a deductible for each incident. Also, Petplan charges the highest co-pay (no matter which one you've selected for your regular co-pay) if you go to a specialist like a derm, or to an after hours er, a specialist you're seeing based on referral from your vet, etc.
One difference I liked about Embrace is that the deductible is an annual one, instead of being per incident like it is with Petplan. And, their co-pay doesn't change no matter what type of doctor or clinic you visit.
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