Depends on what the guarantee says. Some pay vet bills only up to the price of the dog, but still allow you to keep the pup. Some pay half of the vet bills (set limit, no limit, or limit to price of dog) and let you keep the pup. Most will have some sort of limit on how much they will pay. Some only offer a refund if you return the pup -- not a good guarantee IMO!
You can check with your state laws. Some have a pet lemon law that makes it clear what the breeder is responsible to pay. Big thing to look for when buying a puppy is a health guarantee that actually allows you to keep the puppy. Breeders know you will bond with the pup and not return it. So, they are really not guaranteeing if they have a return only policy.
Keep in mind that a luxating patella can be hereitary but it can also be caused by an injury or repetitive stress like jumping off beds/chairs. Sort of hard to prove that one. |