I hear you there!!
I know what I spend at the vets on these tests alone and to know that really it means not much.
I bile acid test, liver panel, complete blood count, protein/albumin test. Why, to prove that mine are clear but what about the pups? They could still come up with it. Some say, well you have to know your lines. Ok, I do I have a 5 generation line and not one shunt, luxating patella, nothing. Then I use a male from another breeder who has been tested perfectly and together they have a leggs-perthes pup. Where did that come from?
Then comes the dreaded, I have spent years on my line, do I spay the remaining 2 girls I own and lose the entire line?
Also with that is the ones whos coats do not do as expected, teeth go off when the adults come in, or the toplines go off all after doing the blood work and Penn hips on one (400.00 for those)
I have only CERF'd one dog and then he was placed for a coat and size issue about 6 months later. Way too light and had a weird growth spurt after age 1 where he went from almost 6 pounds to 8 pounds

. That was a huge loss of money

CERF is hard here as the vets have to come up from another state so they are done sporatically but it is getting better now finally.
I wish that there were genetic markers that would tell us about these issues. I know I for one would be paying for the testing. Most of these issues are recessive or so they say but I would like to know for certain.