Despite the fact that our contract has the "must return to breeder and never re-homed" clause in there, i always ask about the plan in case something happen to primary owner. I do this to everyone and when the question comes up to an elderly they always are just very understanding of the question as a younger person and i never had any concerns about placing a puppy on the regards of the Op question. By my understanding anything can happen anytime with anyone as long one is alive. Life is full of risks no matter what age one is.
XOXO
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