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Originally Posted by Rhetts_mama  Nana- what kind of process is it (and how big a pain) if you do the fraud alert on your credit reports?
DD1 found out someone in Cali was using her social security number when she went to do her background checks for nursing school. She filed a police report and reported it to the SSA, but was told unless someone was actually drawing a SS check on her numbers, there wasn't much they could do about it. |
putting on a fraud alert is just a matter of making the one phone call. you are in essence telling the credit bureau that you fear that your information has been compromised and need to have it ''locked'' so to speak. It is what is recommended immediately upon having your wallet stolen or something of that nature, to protect your information and it is free. I figure the big 3 aren't shy about using my credit information against me when it comes to giving out my info. I'm not shy about letting them think I've been compromised and need them to work for me, for as well.
If someone is using her SS, and illegals do it all the time. Actually, if they are working and putting into my account and not drawing, I wouldn't worry a whole lot about it. If someone wants to work and put money into my SS account that will allow me to draw more later, so be it. However, do make the report to SSA and police and keep a record of the report. If a criminal is using it for identification that could get sticky. Once it has been used in an alias it stays in the con's record as part of his id from then on. Then if it is incorporated as part of the information used in packing a hit in NCIC. a match on a soc is all that is needed to detain someone. Name, sex, dob, nothing else matters. I'm rambling.... bottom line. As far as SS, make the report and keep a record and it should be fine as far as proving anything else.