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Originally Posted by Fatalivy  I had a situation a few months ago where someone used my debit card number in another state. guess what, I had my debit card, so someone just stole the number. well, my bank (loss prevention) called me to verify that I had made those charges because they felt it was unusual that i would have made purchase in a state i don't normally do it in. and such a large amount of money. i had not been online that day to see the charges, so i was totally unaware. i told them it was not me that went on a shopping spree and i did not authorize those charges and they returned the money that very same day. every bank is different, but i do not understand how they can hold you liable for something you didn't authorize or make you wait 90 days while it's being investigated. isn't that why banks are insured? |
I had this happen not long ago and had to have a police report filed and then after getting the run around from the bank I sent an email to the president of the bank and had my money credited back to my account within 24 hours. This made me so angry that someone would steal my credit card number. I just felt violated. So sorry you are going thru this.